About this home

Imagine waking up to still water just outside your door. No stairs, no steep bank — just you, your morning coffee, and Agate Lake stretching out in front of you. That's the everyday reality at this no-bank lakefront retreat in the sought-after Sandy Point community of Ferndale. This two-bedroom, one-bath home sits on a private lot with direct water access and the kind of quiet that's hard to find this close to I-5. Inside, 720 SF of smart, sun-filled space gives you everything you need and nothing you don't, low maintenance, high lifestyle. Step outside and the Sandy Point community delivers: boat launch, athletic court, park, and playground all within walking distance. Whether you're searching for a primary home with a view, a weekend escape from the city, or a high-demand seasonal retreat, this property delivers the Northwest waterfront dream at a price that actually makes sense. Ferndale shopping, Bellingham dining, and Silver Reef Casino are all minutes away. Fee simple ownership. Clear title confirmed. Vacant and move-in ready. Waterfront this accessible, and this affordable, rarely stays available. Come see it before someone else does.

Interior features

Exterior features

Appliances

Schools

Property details

Heating

Fireplace Insert, Wall Furnace

Cooling

None

Parking

Driveway, Off Street, RV Parking

View

Lake, Mountains, Territorial

Lot

Dead End Street, Open Space, Paved

Water source

Community

Sewer

Sewer Connected

Levels

One

Costs

Price / sq ft

$500

Annual taxes

$2,748 (2025)

HOA dues

$80 / monthly

Location

Ferndale, WA 98248