All homes

$849,000

4431 Saltspring Drive

Ferndale, WA 98248

Active
LakeLake viewMountains viewOcean viewSound view

Beds

3

Baths

3

Sq Ft

1,930

Lot

0.39 ac

Year built

1990

Type

Residential

Days listed

47

MLS #

2561748

About this home

Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.

Interior features

Bath Off PrimaryCeiling Fan(s)Dbl Pane/Storm WindowDining RoomFireplacePantrySkylight(s)Vaulted Ceiling(s)Water Heater

Exterior features

Wood

Appliances

DishwasherDisposalDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Schools

Elementary

Eagleridge Elem

Middle

Horizon Mid

High

Ferndale High

Property details

Heating
90%+ High Efficiency, Fireplace Insert, Forced Air
Cooling
None
Flooring
Laminate, Carpet
Parking
Driveway, Attached Garage
View
Lake, Mountains, Ocean, Sound
Lot
High Voltage Line, Paved
Water source
Community
Sewer
Sewer Connected
Levels
Two
Fireplaces
1

Costs

Price / sq ft
$440
Annual taxes
$5,372 (2025)
HOA dues
$42 / monthly

Estimate your monthly payment

$4,783/mo

Principal & interest
$4,293
Property taxes
$448
HOA dues
$42
Loan amount $679,200

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Ferndale, WA 98248

Approximate location. Contact us to confirm the exact address.

Listing courtesy of eXp Realty— Anna Lorenz.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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